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13 February 2012

Lancashire woman injured in Australia ‘not insured’ for repatriation

A young woman injured in a quad bike accident in Australia and left fighting for her life, could well not be covered for any medical or repatriation costs, according to her travel insurance provider.

The horrific accident occurred when Holly Raper, a 23-year-old from Whittle-le-Woods was in the crash on King Island, off the Tasmanian coast, whilst working on a dairy farm.

The young photographer and blogger has been in a coma ever since. It now appears that her travel insurance will not cover her, as it did not state she was covered to ride quad bikes. As such, the family are now facing expensive air ambulance costs back to the UK.

A friend of Holly says it is just “fresh turmoil” for the family, who are facing “enough concerns” already.

A spokesman for the provider, Columbus Direct has said they will provide administrative assistance, and “wish her the best luck” for her recovery.

As more and more young people head off to Australia, and other far flung destinations, for what should be trips of a lifetime, it is essential that adequate insurance is bought, with all terms and conditions being thoroughly checked.

Many policies will not provide cover for so called dangerous activities, such as quad biking, either. As such, taking care and ensuring adequate skills and knowledge are acquired is imperative before trying anything new.

To help Ms Raper and her family, a campaign called Help Holly Home has been launched, to raise £25,000 to pay for repatriation and ongoing costs involved with her recovery.